The Nashville perspective

How this site handles evidence and corrections

Read the source and date alongside a claim. Editorial guidance, third-party observations, hypothetical examples and original research have different meanings, and this site keeps those differences visible.

What a source check means

A source check confirms what an identified page or document said when it was consulted. It does not mean every underlying statement was independently established. Government guidance supports the specific subject it addresses. A business's own description is first-party evidence of that description, not independent proof of an award or outcome.

What counts as original research

An original finding needs an identifiable dataset, a permitted use, a defined period and geography, a reproducible calculation and visible limitations. A research plan, a proposed chart or a collection of unanswered questions is not a finding. Market comparisons should disclose cohort rules, missing values and sample sizes rather than turning a small selected sample into a broad conclusion.

How to read a hypothetical example

Hypothetical means the numbers or circumstances were created to explain a decision. They are not a Gary transaction, client result, quote or forecast. Change the assumptions before applying an example to your own circumstances. Calculators do arithmetic on your inputs; they do not approve a loan or value a home.

Authorship and review

Articles are published under Gary Ashton's byline. Supporting sources and update dates appear with the content. A separate professional reviewer is named when that person has reviewed the relevant material; source-check dates identify when a source was consulted.

Corrections and material changes

To report an error, use the contact link with the page URL, the specific statement and a supporting source. Material factual corrections should identify what changed and why. Updating a shared verified fact also requires reviewing the pages and structured data that depend on it.

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