Planning a Home Closing From Another State

Which remote-closing steps need confirmation?

Confirm with the title or closing professional which documents require notarization, which may be signed remotely, how identity will be verified, and the last date documents can be delivered. Requirements vary by transaction and location.

Verify any changed wire instruction through a known contact method, retain written closing directions, and rely on the transaction professional for requirements.

How should documents and identity be handled?

Use independently verified phone numbers for any funding question. Read the settlement statement and ask about unfamiliar charges before sending funds. Never rely on a last-minute email that changes instructions.

How do you prevent payment-instruction fraud?

Create a delivery tracker for documents, notarization, funding, keys, and possession. Keep receipts for every completed step.

Before deciding about Planning a Home Closing From Another State, what will you document?

Confirm with the closing professional what requires notarization, what can be signed remotely, identity steps, delivery deadline, and who can answer a change. FTC guidance warns that payment-instruction impersonation can occur.