Five measures, one consistent period
The table keeps every housing measure on the same 2020–2024 period. Dollar figures describe that published series; they are not September 2026 asking prices, lender quotes or a prediction for a specific property in Rutherford County.
| Measure | Published estimate |
|---|---|
| Median owner-occupied home value | $382,600 |
| Owner-occupied housing rate | 64.8% |
| Median monthly owner costs, with mortgage | $1,745 |
| Median monthly owner costs, without mortgage | $499 |
| Median gross rent | $1,502 |
A lower value estimate does not guarantee a proportionately lower rent
Rutherford’s $382,600 owner-value estimate is $34,800 below Davidson’s. Its $1,502 gross-rent estimate is only $80 below Davidson’s $1,582. The gap differs by measure because each summarizes a different population. A household relocating to Rutherford should compare actual rentals and purchase options separately rather than apply one county percentage discount to both.
Housing tenure adds a different kind of context
At 64.8%, Rutherford’s ownership share lies between Davidson’s 52.8% and Wilson’s 77.0% within this collection. The figure does not disclose the number of homes currently available to buy or rent, or the terms of a specific community. Availability requires a current search, not a deduction from historical tenure.
Carry the two cash questions into a Murfreesboro or Smyrna search
The $1,745 mortgage-holder cost estimate and $499 mortgage-free estimate are separate group medians. A buyer needs both a monthly budget and a cash-to-close plan for the actual property. Add planned moving costs and reserves explicitly; neither appears as an individualized allowance in this county profile.
Coverage and limits
Geography: Rutherford County, Tennessee; FIPS 47149. Source: U.S. Census Bureau QuickFacts, checked 2026-09-26. These are multi-year estimates, not a monthly transaction sample. Sample sizes and margins of error are not included in this QuickFacts transcription, so differences between counties are descriptive and are not presented as statistically significant. Download the exact fields and source URLs from Research Downloads.
Sources & further reading
- U.S. Census Bureau QuickFacts: Rutherford County housing, 2020–2024 checked 2026-09-26
- U.S. Census Bureau QuickFacts: Davidson County housing, 2020–2024 checked 2026-09-26
- U.S. Census Bureau QuickFacts: Wilson County housing, 2020–2024 checked 2026-09-26
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