Five measures, one consistent period
The table keeps every housing measure on the same 2020–2024 period. Dollar figures describe that published series; they are not September 2026 asking prices, lender quotes or a prediction for a specific property in Sumner County.
| Measure | Published estimate |
|---|---|
| Median owner-occupied home value | $393,100 |
| Owner-occupied housing rate | 72.0% |
| Median monthly owner costs, with mortgage | $1,831 |
| Median monthly owner costs, without mortgage | $560 |
| Median gross rent | $1,424 |
Sumner and Rutherford are close on value, with a wider tenure gap
Sumner’s $393,100 owner-value estimate is $10,500 above Rutherford’s $382,600. Its 72.0% ownership share is 7.2 percentage points higher. This pairing illustrates why a county value estimate is only one part of housing context; neither number measures the current selection in Hendersonville, Gallatin or a particular neighborhood.
The rent comparison moves in the other direction
Sumner’s $1,424 gross-rent estimate is $78 below Rutherford’s $1,502 even though the owner-value estimate is higher. The estimates describe different occupied housing populations. They cannot establish the relative cost of renting and buying an equivalent home, or predict an investor’s rent.
Build a budget around the selected property
The historical monthly owner-cost estimates are $1,831 with a mortgage and $560 without one. Use those as definitions and context, then collect actual financing, taxes, insurance and association obligations. If a property advertises water access, verify the right and its costs in documents instead of assuming that the county data reflects them.
Coverage and limits
Geography: Sumner County, Tennessee; FIPS 47165. Source: U.S. Census Bureau QuickFacts, checked 2026-09-26. These are multi-year estimates, not a monthly transaction sample. Sample sizes and margins of error are not included in this QuickFacts transcription, so differences between counties are descriptive and are not presented as statistically significant. Download the exact fields and source URLs from Research Downloads.
Sources & further reading
- U.S. Census Bureau QuickFacts: Sumner County housing, 2020–2024 checked 2026-09-26
- U.S. Census Bureau QuickFacts: Rutherford County housing, 2020–2024 checked 2026-09-26
Your next chapter
Let’s make it
a good move.
Bring your questions. Start a conversation with Gary’s team.