Start with ownership, not price
Confirm whether each property is fee-simple, condominium or another ownership structure. Record association charges, reserves, insurance responsibilities, rental restrictions and approval requirements where applicable. These can change both eligibility and monthly cost.
Build separate live comparison sets
Compare condos with relevant condos and detached homes with relevant detached homes before looking across types. Use the same location, price ceiling, bedroom rules, timing and retrieval date. Mark homes that are not true substitutes.
Compare the complete monthly obligation
List loan payment, taxes, insurance, association charges, utilities and a maintenance allowance separately. A lower sale-price median for one segment does not establish a lower total cost for a particular property.
Keep condition and documents in the decision
Review the property condition and the documents that govern ownership. A county supply measure does not reveal building reserves, pending assessments, roof condition, lot utility or needed repairs.
Use the county split as context only
Refresh current availability and relevant recent sales immediately before acting. The May 2026 study is historical context, not proof of current leverage, a recommended offer or future value.
Sources & further reading
- Redfin Data Center methodology checked 2026-09-29
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